FederalPensionAdvisors explains the 2026 IRMAA brackets and how they may impact your Medicare premiums during retirement. Learn how your income affects your IRMAA charges and discover strategies to reduce costs. With expert insight into the 2026 IRMAA brackets, we help federal employees plan smarter and protect more of their retirement income from unexpected healthcare expenses. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge